Consumer finance information for teens about loan options available for teens and talks extensively about the procedures and risks involved in personal and automobile loans.
Front Cover.
Half Title Page.
Title Page.
Copyright Page.
Table of Contents.
Preface.
Understanding Personal Loans and Credit.
1: Types of Loans.
2: Loan Options for People Under 18.
3: Basic Facts about Banks and Banking.
4: What Is Credit Scoring?.
5: A Credit Report.
6: Disputing Errors on Credit Reports.
7: Credit Issues and What You Can Do to Fix Them.
8: Understanding Debt.
9: Seeking Credit Counseling.
10: Credit Repair.
11: A Credit-Repair Scam.
12: How to Rebuild Your Credit.
13: Debt-Relief Options.
14: How to Prepare a Loan Proposal.
15: Why You Might Need a Cosigner in Order to Get Vehicle Financing.
16: If You Are a Cosigner.
17: Beware of Identity Theft.
18: Federal Law on Identity Theft for Minors Under 16.
What a Teen Needs to Know Before Buying Their First Car.
19: Consider Renting a Car.
20: Is It Better to Lease or Buy a Car?.
21: Researching Your New Car.
22: Deciding How Much You Can Afford to Borrow for an Auto Loan.
23: Plan to Shop for Your Auto Loan.
24: Guidelines for Getting an Auto Loan.
25: Explore Loan Choices.
26: Six Sure Signs of an Advance-Fee Loan Scam.
27: How to Get a Good Deal on Auto Loans.
28: Know What Is Negotiable.
29: Understand How to Close the Deal.
30: Choosing Between Dealer-Arranged and Bank Financing.
31: Common Auto Loan Issues.
32: Beware of Online Vehicle Sale Fraud.
33: Protect Yourself from Deceptive Auto Scams.
Add-on Expenses: Car Maintenance and Insurance.
34: Saving Money on Gas.
35: Paying a Premium for High-Octane Gasoline?.
36: Auto Repair Basics.
37: Auto Warranties, Routine Maintenance, and Service Contracts.
38: Automobile, GAP, and Credit Insurance.
39: Getting a Good Deal When Buying a Used Car.
40: Warranties and Service Contracts for Used Cars.
41: Do Not Get Swamped Buying a Flood-Damaged Car.
