If you're under 40, you may not have a lot of money, but you're loaded with a valuable resource: time. It probably doesn't seem like it when you're looking at your student loan debt or scraping up rent money each month but being young is the ultimate advantage when it comes to building wealth. Starting now means you can experiment, learn from mistakes, bounce back from setbacks, and steadily build your legacy. The author, a rising-star financial advisor, offers a simple 4-step process you can use to become a Master Wealth Builder. It begins with having the right mindset-wealth begins in your mind and then is built every day through intentional actions. He examines: the four most common financial pitfalls and how to avoid them; the five habits all Master Wealth Builders engage in; the three best ways to master your income; and seven simple practices for controlling costs. A worksheet helps you assess where you are financially, where you want to go, and how to get there. Start now!